![]() If it is, your loan term will be extended as well. If you’re having difficulty making a payment, call Exeter Finance at 80 to see if your account is eligible for a payment extension. Exeter doesn’t state whether it charges prepayment penalties or late fees, so reach out to a customer service representative to learn more. If you can, consider making extra payments directly toward the principal to decrease the amount of interest you pay and lower the cost of your loan. Each payment will cover all the interest due, then apply to your loan principal.
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